Many clients wonder what they’re really allowed to do at home. Here’s what the law says — and why it matters for your insurance.
Electrical work requires a licence
The law covers any work involving electrical current above 48 V, including installing the related equipment. Three types of installation ALWAYS require a licence: electrical, gas and petroleum-equipment installations.
This notably includes:
- Replacing an outlet
- Replacing a light fixture
- Making an electrical connection
- Installing a recessed light
- Running electrical wiring
- Installing or replacing a thermostat
- Replacing a heating appliance
The problem is your insurance
If you decide to do the work yourself, that’s your call. But if you’re acting illegally or do something non-compliant, a claim could be denied (Loi sur les maîtres électriciens). Should a problem arise from your work, you could be in real trouble.
⚠️ Beware with new appliances
Spa, sauna, wall air conditioner or another costly appliance: your warranty can become void if it isn’t connected by a licensed master electrician. Check your warranty details — this is often the case.
Liability insurance
An electrical contractor must carry civil liability insurance of at least $2,000,000. It protects everyone. In a condo, DIY work that damages the building or neighbours may not be covered for you.
What it really gives you
- Protecting your family and the safety of installations
- Access to insurance in case of damage
- Proper operation of your electrical appliances
- Sound advice and compliance with current standards
- Longer-lasting installations
- Peace of mind when selling your property
Compliant, insured, warrantied work
CMEQ-certified company holding an RBQ licence, with liability insurance. Our team of qualified electricians does the job by the book, serving Greater Montréal, Laval and the North Shore.
Unsure about some work?
We assess what needs doing, fully compliant and with no bad surprises. Free quote.
DIY electrical work: what to know
Am I allowed to do my own electrical work in Quebec?+
A homeowner may do certain minor tasks in their own single-family home, but installing, modifying or repairing wiring must comply with the Electrical Code and, in most cases, be done by a contractor holding an RBQ licence. The electrical service and panel are for professionals only.
What are the risks of DIY electrical work?+
Fire, electric shock, equipment damage and code non-compliance. Non-compliant work can also void your insurance coverage and complicate selling your home.
Does my insurance cover electrical work I did myself?+
Often not. Most insurers require electrical work to be done by a certified company. A claim tied to DIY work can be denied.
When must I absolutely call an electrician?+
For anything touching the panel, the electrical service, adding circuits, aluminium wiring, a burning smell or breakers that keep tripping. When in doubt, have it assessed.
